Debt Consolidation and Personal Finances: Learn the Truth!


An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting a painless solution.

The January post-holiday credit card bills are often the proverbial straw that breaks the camel's back, where families now have to face the problem of how to pay for the holiday gifts and celebrations without sliding further into debt.

Avoiding these problems, and recovering from overwhelming debt, are what Real Life Debt.com is all about: it's a resource site that's dedicated to helping you learn about your options with credit card debt, debit cards, debt management, debt counseling, privacy, deciding about bankruptcy (and the different types of bankruptcy), and more.

Founder Dave Taylor explains "As a private, independent initiative, we're sure that you'll find Real Life Debt.com to be an excellent resource for understanding and managing your own financial issues. To ensure accuracy, the materials on this site are all from the United States government: one goal of Real-Life-Debt.com is to help people find the excellent material produced by the Federal Trade Commission, Federal Reserve, Consumer Information Center, and similar organizations."

In addition, Real Life Debt also features a weblog (a "blog") with postings from different individuals who share their own challenges managing their personal finances, including bankruptcy, credit card penalties, and much more.

Real Life Debt is an unbiased source of credit card, debt management, privacy and bankruptcy information, without commercial sponsors or a sales pitch. To ensure accuracy, much of the material is from U.S. government sites.

Dave Taylor has been involved with the Internet since 1980. He's written sixteen technical and business books including the best-selling "Creating Cool Web Sites", and his most recent projects are startup 101 info and Ask Dave Taylor.


MORE RESOURCES:

Card Trak

Obama Credit Card Debt Relief Program – New Act to Help Lower Debt Load
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BigNews.biz (press release)

Handling Debt Relief On Your Own
BigNews.biz (press release)
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The Hindu

HAITI: US Acts Quickly on Debt Relief Ahead of Preval Visit
Inter Press Service
"I have long been a proponent of debt relief for low-income countries to enable them to focus on providing health care, education, and other vital services ...
Senate supports Haiti debt reliefCaribbean Life

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Kansas City Star

Highlights of Senate bill extending tax breaks, jobless aid
Gaea Times (blog)
It meets and exceeds all government regulations on sexiness. amortgagedebt Government Credit Card Debt Relief Program CARD Act Offers New Rules and ...
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Debt Relief (Developing Countries) Bill Committee
DeHavilland (press release) (subscription)
The Debt Relief (Developing Countries) Bill Committee has met to consider the provision of the legislation. The Chair: Good morning everybody. ...

and more »


Reuters

Justices to Hear Funeral Protest, Vaccine Cases
Courthouse News Service
(CN) - Bankruptcy attorneys must identify themselves as "debt relief agencies" and can't advise consumers to rack up more debt before filing for bankruptcy, ...
Supreme Court Rules on Bankruptcy Advice, Takes Funeral Protest CaseThe BLT: Blog of Legal Times
Legal Briefing: Are Hateful Funeral Protests Protected Speech?DailyFinance

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Gov: Debt relief needs regulation
The Detroit News
Credit unions, banks and regulated debt management companies can help consumers with debt relief, she said, while unregulated settlement programs can be ...
Warning For Debt ReliefWILX-TV

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Obama Refinance Plan – Need Mortgage and Home Debt Relief Today?
Subprime Blogger (blog)
Many American homeowners are in need of mortgage and home debt relief. The Obama refinance plan was created to help all Americans gain access to lower ...

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CNBC

High Court Finds Lawyers and Their Advice Covered by Bankruptcy Reform Law
The American Lawyer
Consumer bankruptcy lawyers are "debt relief agencies" under a 2005 federal bankruptcy law and restrictions on the type of advice they can give clients are ...
Justices reject First Amendment challenges to bankruptcy lawFirst Amendment Center
MILAVETZ, GALLOP & MILAVETZ, P. A. v. U.S.Leagle.com
Silenced! High Court Upholds Ban on Type of Legal AdviceWall Street Journal (blog)
The Business Insider -Wall Street Journal -Reuters
all 15 news articles »


Obama Credit Card Debt Relief Plan – Get Out of Debt in March 2010
Subprime Blogger (blog)
The Obama credit card debt relief plan was designed to help Americans get out of debt as soon as possible. If you are looking to take the necessary steps to ...
Why Debt Relief Can Help You and the Importance of Identifying a Professional ...BigNews.biz (press release)
Best Credit Card Debt Relief Programs: How to Get StartedMarket Wire (press release)
Free Credit Card Debt Consolidation Programs For The Best Credit Card Debt ...BatchBuzz (satire)
Subprime Blogger (blog) -BigNews.biz (press release) -Subprime Blogger (blog)
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